ZIP Code 13685 — Sackets Harbor, New York

The median home in 13685 is valued at $286,300 against a median household income of $85,195, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Jefferson County, 13685 ranks 28 of 33 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 19.2% of median household income (median rent $1,364 a month), under the 30% cost-burden threshold.

13685 ranks 677 of 1,572 statewide on median household income and 647 of 1,572 on median home value; its income is above the $75,673 Jefferson County median. 60% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 11.3%, above the 9.9% statewide ZIP median. Unemployment stands at 2.9%.

With 156 residents per square mile across 14.3 square miles of land, 13685 is less dense than the statewide ZIP median of 197 (rank 830 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.