ZIP Code 13132 — Pennellville, New York

The median home in 13132 is valued at $190,100 against a median household income of $71,780, a price-to-income ratio of 2.6. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13132 ranks 20 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 18.7% of median household income (median rent $1,121 a month), under the 30% cost-burden threshold.

13132 ranks 991 of 1,572 statewide on median household income and 972 of 1,572 on median home value; its income is in line with the $71,172 Oswego County median. 93% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.0%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.1%.

With 154 residents per square mile across 23.1 square miles of land, 13132 is less dense than the statewide ZIP median of 197 (rank 833 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.