ZIP Code 13076 — Hastings, New York

The median home in 13076 is valued at $175,100 against a median household income of $87,865, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13076 ranks 11 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 8.6% of median household income (median rent $631 a month), under the 30% cost-burden threshold.

13076 ranks 633 of 1,572 statewide on median household income and 1,053 of 1,572 on median home value; its income is above the $71,172 Oswego County median. 96% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 16.3%, far above the 9.9% statewide ZIP median. Unemployment stands at 2.0%.

With 169 residents per square mile across 14.9 square miles of land, 13076 is less dense than the statewide ZIP median of 197 (rank 816 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.