ZIP Code 13036 — Central Square, New York

The median home in 13036 is valued at $173,900 against a median household income of $87,610, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Oswego County, 13036 ranks 10 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.0. Renting takes 13.1% of median household income (median rent $960 a month), under the 30% cost-burden threshold.

13036 ranks 636 of 1,572 statewide on median household income and 1,058 of 1,572 on median home value; its income is above the $71,172 Oswego County median. 79% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.8%, above the 9.9% statewide ZIP median. Unemployment stands at 8.8%.

With 197 residents per square mile across 46.1 square miles of land, 13036 is in line with the statewide ZIP median of 197 (rank 782 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.