ZIP Code 13041 — Clay, New York

The median home in 13041 is valued at $199,200 against a median household income of $108,491, a price-to-income ratio of 1.8. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Onondaga County, 13041 ranks 4 of 42 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.3. Renting takes 16.4% of median household income (median rent $1,479 a month), under the 30% cost-burden threshold.

13041 ranks 379 of 1,572 statewide on median household income and 924 of 1,572 on median home value; its income is above the $81,541 Onondaga County median. 89% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 2.9%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.6%.

With 668 residents per square mile across 18.1 square miles of land, 13041 is far denser than the statewide ZIP median of 197 (rank 559 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.