ZIP Code 12987 — Upper Jay, New York

The median home in 12987 is valued at $223,700 against a median household income of $111,083, a price-to-income ratio of 2.0. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Essex County, 12987 ranks 5 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8.

12987 ranks 354 of 1,572 statewide on median household income and 808 of 1,572 on median home value; its income is far above the $70,729 Essex County median. 88% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 23.9%, far above the 9.9% statewide ZIP median.

With 18 residents per square mile across 10.3 square miles of land, 12987 is far less dense than the statewide ZIP median of 197 (rank 1,475 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.