ZIP Code 12912 — Au Sable Forks, New York

The median home in 12912 is valued at $187,400 against a median household income of $70,469, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Clinton County, 12912 ranks 17 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.2. Renting takes 14.1% of median household income (median rent $829 a month), under the 30% cost-burden threshold.

12912 ranks 1,028 of 1,572 statewide on median household income and 991 of 1,572 on median home value; its income is in line with the $71,842 Clinton County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 5.8%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.8%.

With 19 residents per square mile across 95.7 square miles of land, 12912 is far less dense than the statewide ZIP median of 197 (rank 1,462 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.