ZIP Code 12932 — Elizabethtown, New York

The median home in 12932 is valued at $175,900 against a median household income of $61,801, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Essex County, 12932 ranks 13 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 14.9% of median household income (median rent $766 a month), under the 30% cost-burden threshold.

12932 ranks 1,258 of 1,572 statewide on median household income and 1,050 of 1,572 on median home value; its income is below the $70,729 Essex County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 34% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 11.3%, above the 9.9% statewide ZIP median. Unemployment stands at 5.5%.

With 17 residents per square mile across 70.2 square miles of land, 12932 is far less dense than the statewide ZIP median of 197 (rank 1,484 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.