ZIP Code 12942 — Keene, New York

The median home in 12942 is valued at $427,300 against a median household income of $113,750, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Essex County, 12942 ranks 21 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 16.7% of median household income (median rent $1,583 a month), under the 30% cost-burden threshold.

12942 ranks 335 of 1,572 statewide on median household income and 440 of 1,572 on median home value; its income is far above the $70,729 Essex County median. 95% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.9%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.6%.

With 9 residents per square mile across 52.4 square miles of land, 12942 is far less dense than the statewide ZIP median of 197 (rank 1,523 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.