ZIP Code 12885 — Warrensburg, New York

The median home in 12885 is valued at $149,000 against a median household income of $65,454, a price-to-income ratio of 2.3. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Warren County, 12885 ranks 2 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.3. Renting takes 19.1% of median household income (median rent $1,042 a month), under the 30% cost-burden threshold.

12885 ranks 1,152 of 1,572 statewide on median household income and 1,219 of 1,572 on median home value; its income is below the $76,396 Warren County median. 79% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.5%, above the 9.9% statewide ZIP median. Unemployment stands at 0.5%.

With 56 residents per square mile across 80.3 square miles of land, 12885 is far less dense than the statewide ZIP median of 197 (rank 1,128 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.