ZIP Code 12824 — Diamond Point, New York

The median home in 12824 is valued at $441,000 against a median household income of $123,026, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Warren County, 12824 ranks 12 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.3.

12824 ranks 257 of 1,572 statewide on median household income and 426 of 1,572 on median home value; its income is far above the $76,396 Warren County median. 95% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 48% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.0%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.1%.

With 48 residents per square mile across 21.5 square miles of land, 12824 is far less dense than the statewide ZIP median of 197 (rank 1,199 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.