ZIP Code 12844 — Kattskill Bay, New York

The median home in 12844 is valued at $1,037,500 against a median household income of $181,696, a price-to-income ratio of 5.7. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Warren County, 12844 ranks 18 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.3.

12844 ranks 49 of 1,572 statewide on median household income and 68 of 1,572 on median home value; its income is far above the $76,396 Warren County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 64% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.1%, below the 9.9% statewide ZIP median and among the lowest in the state.

With 69 residents per square mile across 3 square miles of land, 12844 is far less dense than the statewide ZIP median of 197 (rank 1,054 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.