ZIP Code 12810 — Athol, New York

The median home in 12810 is valued at $185,800 against a median household income of $51,500, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Warren County, 12810 ranks 13 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.3.

12810 ranks 1,449 of 1,572 statewide on median household income and 993 of 1,572 on median home value; its income is below the $76,396 Warren County median. 97% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.2%.

With 11 residents per square mile across 43.3 square miles of land, 12810 is far less dense than the statewide ZIP median of 197 (rank 1,519 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.