ZIP Code 12814 — Bolton Landing, New York

The median home in 12814 is valued at $240,900 against a median household income of $114,861, a price-to-income ratio of 2.1. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Warren County, 12814 ranks 1 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.3. Renting takes 12.9% of median household income (median rent $1,238 a month), under the 30% cost-burden threshold.

12814 ranks 325 of 1,572 statewide on median household income and 753 of 1,572 on median home value; its income is far above the $76,396 Warren County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.2%, below the 9.9% statewide ZIP median. Unemployment stands at 2.3%.

With 25 residents per square mile across 45 square miles of land, 12814 is far less dense than the statewide ZIP median of 197 (rank 1,417 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.