ZIP Code 12827 — Fort Ann, New York

The median home in 12827 is valued at $205,700 against a median household income of $81,607, a price-to-income ratio of 2.5. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Washington County, 12827 ranks 10 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.5. Renting takes 16.4% of median household income (median rent $1,113 a month), under the 30% cost-burden threshold.

12827 ranks 743 of 1,572 statewide on median household income and 903 of 1,572 on median home value; its income is above the $74,631 Washington County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 18% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 5.9%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.8%.

With 32 residents per square mile across 122.8 square miles of land, 12827 is far less dense than the statewide ZIP median of 197 (rank 1,343 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.