ZIP Code 12819 — Clemons, New York

The median home in 12819 is valued at $148,200 against a median household income of $62,059, a price-to-income ratio of 2.4. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Washington County, 12819 ranks 8 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.5. Renting takes 21.2% of median household income (median rent $1,097 a month), under the 30% cost-burden threshold.

12819 ranks 1,250 of 1,572 statewide on median household income and 1,228 of 1,572 on median home value; its income is below the $74,631 Washington County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 10% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 5.5%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.2%.

With 14 residents per square mile across 21.2 square miles of land, 12819 is far less dense than the statewide ZIP median of 197 (rank 1,505 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.