ZIP Code 12835 — Hadley, New York

The median home in 12835 is valued at $222,800 against a median household income of $70,638, a price-to-income ratio of 3.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Saratoga County, 12835 ranks 12 of 21 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.1. Renting takes 17.4% of median household income (median rent $1,023 a month), under the 30% cost-burden threshold.

12835 ranks 1,026 of 1,572 statewide on median household income and 813 of 1,572 on median home value; its income is below the $94,189 Saratoga County median. 85% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 9.1%, below the 9.9% statewide ZIP median. Unemployment stands at 6.7%.

With 27 residents per square mile across 101.2 square miles of land, 12835 is far less dense than the statewide ZIP median of 197 (rank 1,388 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.