ZIP Code 12853 — North Creek, New York

The median home in 12853 is valued at $199,000 against a median household income of $58,850, a price-to-income ratio of 3.4. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Warren County, 12853 ranks 11 of 18 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.3. Renting takes 19.1% of median household income (median rent $938 a month), under the 30% cost-burden threshold.

12853 ranks 1,330 of 1,572 statewide on median household income and 925 of 1,572 on median home value; its income is below the $76,396 Warren County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 8.3%, below the 9.9% statewide ZIP median. Unemployment stands at 2.5%.

With 17 residents per square mile across 79.9 square miles of land, 12853 is far less dense than the statewide ZIP median of 197 (rank 1,484 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.