ZIP Code 12779 — South Fallsburg, New York

The median home in 12779 is valued at $275,200 against a median household income of $48,914, a price-to-income ratio of 5.6. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sullivan County, 12779 ranks 33 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 23.7% of median household income (median rent $968 a month), under the 30% cost-burden threshold.

12779 ranks 1,478 of 1,572 statewide on median household income and 667 of 1,572 on median home value; its income is below the $73,919 Sullivan County median. 50% of households own their home, below the 80% statewide ZIP median, so most residents rent. 16% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 29.5%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 3.2%.

With 329 residents per square mile across 6.7 square miles of land, 12779 is far denser than the statewide ZIP median of 197 (rank 673 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.