ZIP Code 12775 — Rock Hill, New York

The median home in 12775 is valued at $406,100 against a median household income of $108,125, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12775 ranks 28 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 16.3% of median household income (median rent $1,466 a month), under the 30% cost-burden threshold.

12775 ranks 383 of 1,572 statewide on median household income and 460 of 1,572 on median home value; its income is above the $73,919 Sullivan County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 50% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.3%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.5%.

With 196 residents per square mile across 13.6 square miles of land, 12775 is in line with the statewide ZIP median of 197 (rank 784 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.