ZIP Code 12701 — Monticello, New York

The median home in 12701 is valued at $178,300 against a median household income of $56,601, a price-to-income ratio of 3.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12701 ranks 17 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 21.0% of median household income (median rent $989 a month), under the 30% cost-burden threshold.

12701 ranks 1,370 of 1,572 statewide on median household income and 1,040 of 1,572 on median home value; its income is below the $73,919 Sullivan County median. 42% of households own their home, below the 80% statewide ZIP median, so most residents rent. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 22.5%, far above the 9.9% statewide ZIP median. Unemployment stands at 6.4%.

With 200 residents per square mile across 61 square miles of land, 12701 is in line with the statewide ZIP median of 197 (rank 777 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.