ZIP Code 12751 — Kiamesha Lake, New York

The median home in 12751 is valued at $119,100 against a median household income of $54,030, a price-to-income ratio of 2.2. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12751 ranks 5 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 30.2% of median household income (median rent $1,361 a month), above the 30% cost-burden threshold.

12751 ranks 1,418 of 1,572 statewide on median household income and 1,390 of 1,572 on median home value; its income is below the $73,919 Sullivan County median. 53% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 38.7%, far above the 9.9% statewide ZIP median and among the highest in the state.

With 515 residents per square mile across 2.6 square miles of land, 12751 is far denser than the statewide ZIP median of 197 (rank 600 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.