ZIP Code 12762 — Mongaup Valley, New York

The median home in 12762 is valued at $413,400 against a median household income of $112,545, a price-to-income ratio of 3.7. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Sullivan County, 12762 ranks 27 of 37 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 14.4% of median household income (median rent $1,354 a month), under the 30% cost-burden threshold.

12762 ranks 343 of 1,572 statewide on median household income and 448 of 1,572 on median home value; its income is far above the $73,919 Sullivan County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 23.6%, far above the 9.9% statewide ZIP median.

With 49 residents per square mile across 9.2 square miles of land, 12762 is far less dense than the statewide ZIP median of 197 (rank 1,189 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.