ZIP Code 12586 — Walden, New York

The median home in 12586 is valued at $335,600 against a median household income of $94,107, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Orange County, 12586 ranks 22 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 20.1% of median household income (median rent $1,576 a month), under the 30% cost-burden threshold.

12586 ranks 530 of 1,572 statewide on median household income and 552 of 1,572 on median home value; its income is below the $105,400 Orange County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.0%, above the 9.9% statewide ZIP median. Unemployment stands at 6.5%.

With 541 residents per square mile across 23.8 square miles of land, 12586 is far denser than the statewide ZIP median of 197 (rank 592 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.