ZIP Code 12578 — Salt Point, New York

The median home in 12578 is valued at $351,500 against a median household income of $97,367, a price-to-income ratio of 3.6. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Dutchess County, 12578 ranks 15 of 29 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.6. Renting takes 18.8% of median household income (median rent $1,522 a month), under the 30% cost-burden threshold.

12578 ranks 491 of 1,572 statewide on median household income and 525 of 1,572 on median home value; its income is in line with the $97,367 Dutchess County median. 80% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 34% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.0%, below the 9.9% statewide ZIP median. Unemployment stands at 5.4%.

With 160 residents per square mile across 14.4 square miles of land, 12578 is less dense than the statewide ZIP median of 197 (rank 827 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.