ZIP Code 12520 — Cornwall On Hudson, New York

The median home in 12520 is valued at $458,700 against a median household income of $150,144, a price-to-income ratio of 3.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Orange County, 12520 ranks 14 of 38 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.4. Renting takes 11.6% of median household income (median rent $1,457 a month), under the 30% cost-burden threshold.

12520 ranks 130 of 1,572 statewide on median household income and 404 of 1,572 on median home value; its income is above the $105,400 Orange County median. 75% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 58% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.6%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 0.4%.

With 753 residents per square mile across 4.1 square miles of land, 12520 is far denser than the statewide ZIP median of 197 (rank 550 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.