ZIP Code 12421 — Denver, New York

The median home in 12421 is valued at $317,600 against a median household income of $97,545, a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Delaware County, 12421 ranks 19 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9.

12421 ranks 489 of 1,572 statewide on median household income and 590 of 1,572 on median home value; its income is above the $66,140 Delaware County median. 71% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.7%, in line with the 9.9% statewide ZIP median. Unemployment stands at 15.0%.

With 14 residents per square mile across 17.2 square miles of land, 12421 is far less dense than the statewide ZIP median of 197 (rank 1,505 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.