ZIP Code 12150 — Rotterdam Junction, New York

The median home in 12150 is valued at $199,700 against a median household income of $73,977, a price-to-income ratio of 2.7. That is below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Schenectady County, 12150 ranks 7 of 13 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7.

12150 ranks 931 of 1,572 statewide on median household income and 922 of 1,572 on median home value; its income is below the $80,583 Schenectady County median. 99% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 11% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 2.1%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.0%.

With 554 residents per square mile across 1.2 square miles of land, 12150 is far denser than the statewide ZIP median of 197 (rank 586 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.