ZIP Code 12056 — Duanesburg, New York

The median home in 12056 is valued at $346,400 against a median household income of $117,652, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Schenectady County, 12056 ranks 11 of 13 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.7. Renting takes 13.0% of median household income (median rent $1,277 a month), under the 30% cost-burden threshold.

12056 ranks 301 of 1,572 statewide on median household income and 535 of 1,572 on median home value; its income is above the $80,583 Schenectady County median. 91% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.6%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.0%.

With 97 residents per square mile across 18.8 square miles of land, 12056 is far less dense than the statewide ZIP median of 197 (rank 939 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.