ZIP Code 12077 — Glenmont, New York

The median home in 12077 is valued at $345,900 against a median household income of $125,370, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12077 ranks 11 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 14.7% of median household income (median rent $1,533 a month), under the 30% cost-burden threshold.

12077 ranks 238 of 1,572 statewide on median household income and 537 of 1,572 on median home value; its income is above the $89,360 Albany County median. 77% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 65% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 10.1%, in line with the 9.9% statewide ZIP median. Unemployment stands at 5.4%.

With 667 residents per square mile across 10.1 square miles of land, 12077 is far denser than the statewide ZIP median of 197 (rank 560 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.