ZIP Code 12158 — Selkirk, New York

The median home in 12158 is valued at $300,600 against a median household income of $95,949, a price-to-income ratio of 3.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12158 ranks 19 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 21.0% of median household income (median rent $1,678 a month), under the 30% cost-burden threshold.

12158 ranks 503 of 1,572 statewide on median household income and 620 of 1,572 on median home value; its income is above the $89,360 Albany County median. 70% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 3.3%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.0%.

With 212 residents per square mile across 29.4 square miles of land, 12158 is denser than the statewide ZIP median of 197 (rank 758 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.