ZIP Code 12202 — Albany, New York

The median home in 12202 is valued at $139,800 against a median household income of $49,684, a price-to-income ratio of 2.8. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12202 ranks 13 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 24.4% of median household income (median rent $1,012 a month), under the 30% cost-burden threshold.

12202 ranks 1,471 of 1,572 statewide on median household income and 1,279 of 1,572 on median home value; its income is below the $89,360 Albany County median. 26% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 33% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 25.9%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 13.6%.

With 4,750 residents per square mile across 2 square miles of land, 12202 is far denser than the statewide ZIP median of 197 (rank 279 of 1,572). This is predominantly single-family residential with suburban street patterns.