ZIP Code 12210 — Albany, New York

The median home in 12210 is valued at $217,500 against a median household income of $55,873, a price-to-income ratio of 3.9. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Albany County, 12210 ranks 29 of 32 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.0. Renting takes 23.8% of median household income (median rent $1,110 a month), under the 30% cost-burden threshold.

12210 ranks 1,390 of 1,572 statewide on median household income and 848 of 1,572 on median home value; its income is below the $89,360 Albany County median. 24% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 44% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 22.0%, far above the 9.9% statewide ZIP median. Unemployment stands at 7.9%.

With 8,841 residents per square mile across 1.1 square miles of land, 12210 is far denser than the statewide ZIP median of 197 (rank 196 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.