ZIP Code 10974 — Sloatsburg, New York

The median home in 10974 is valued at $429,600 against a median household income of $112,404, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Rockland County, 10974 ranks 9 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.3. Renting takes 26.6% of median household income (median rent $2,491 a month), under the 30% cost-burden threshold.

10974 ranks 345 of 1,572 statewide on median household income and 436 of 1,572 on median home value; its income is below the $118,445 Rockland County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 43% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 4.4%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.2%.

With 443 residents per square mile across 7.5 square miles of land, 10974 is far denser than the statewide ZIP median of 197 (rank 624 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.