ZIP Code 10931 — Hillburn, New York

The median home in 10931 is valued at $467,600 against a median household income of $81,406, a price-to-income ratio of 5.7. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Rockland County, 10931 ranks 20 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.3. Renting takes 31.1% of median household income (median rent $2,109 a month), above the 30% cost-burden threshold.

10931 ranks 747 of 1,572 statewide on median household income and 394 of 1,572 on median home value; its income is below the $118,445 Rockland County median. 53% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.4%, below the 9.9% statewide ZIP median. Unemployment stands at 11.5%.

With 468 residents per square mile across 2.5 square miles of land, 10931 is far denser than the statewide ZIP median of 197 (rank 615 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.