ZIP Code 10952 — Monsey, New York

The median home in 10952 is valued at $786,300 against a median household income of $70,696, a price-to-income ratio of 11.1. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Rockland County, 10952 ranks 23 of 23 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.3. Renting takes 29.1% of median household income (median rent $1,715 a month), under the 30% cost-burden threshold.

10952 ranks 1,024 of 1,572 statewide on median household income and 156 of 1,572 on median home value; its income is below the $118,445 Rockland County median. 43% of households own their home, below the 80% statewide ZIP median, so most residents rent. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 35.5%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 6.5%.

With 5,300 residents per square mile across 8.9 square miles of land, 10952 is far denser than the statewide ZIP median of 197 (rank 265 of 1,572). This is predominantly single-family residential with suburban street patterns.