ZIP Code 10537 — Lake Peekskill, New York

The median home in 10537 is valued at $367,500 against a median household income of $126,354, a price-to-income ratio of 2.9. That is in line with the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Putnam County, 10537 ranks 1 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.5. Renting takes 21.8% of median household income (median rent $2,298 a month), under the 30% cost-burden threshold.

10537 ranks 234 of 1,572 statewide on median household income and 507 of 1,572 on median home value; its income is in line with the $125,961 Putnam County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 51% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.9%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.9%.

With 2,198 residents per square mile across 1.1 square miles of land, 10537 is far denser than the statewide ZIP median of 197 (rank 391 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.