ZIP Code 10547 — Mohegan Lake, New York

The median home in 10547 is valued at $479,200 against a median household income of $155,295, a price-to-income ratio of 3.1. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Westchester County, 10547 ranks 4 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 18.3% of median household income (median rent $2,363 a month), under the 30% cost-burden threshold.

10547 ranks 115 of 1,572 statewide on median household income and 383 of 1,572 on median home value; its income is in line with the $148,390 Westchester County median. 66% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 52% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.7%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.4%.

With 1,502 residents per square mile across 4.9 square miles of land, 10547 is far denser than the statewide ZIP median of 197 (rank 446 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.