ZIP Code 10588 — Shrub Oak, New York

The median home in 10588 is valued at $522,400 against a median household income of $171,598, a price-to-income ratio of 3.0. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Westchester County, 10588 ranks 3 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 9.0% of median household income (median rent $1,281 a month), under the 30% cost-burden threshold.

10588 ranks 61 of 1,572 statewide on median household income and 350 of 1,572 on median home value; its income is above the $148,390 Westchester County median. 65% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 52% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 0.9%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.4%.

With 1,926 residents per square mile across 1.6 square miles of land, 10588 is far denser than the statewide ZIP median of 197 (rank 420 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.