ZIP Code 10524 — Garrison, New York

The median home in 10524 is valued at $549,600 against a median household income of $125,568, a price-to-income ratio of 4.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Putnam County, 10524 ranks 7 of 8 ZIPs on affordability (1 = lowest ratio); the county median ratio is 3.5. Renting takes 22.1% of median household income (median rent $2,313 a month), under the 30% cost-burden threshold.

10524 ranks 237 of 1,572 statewide on median household income and 337 of 1,572 on median home value; its income is in line with the $125,961 Putnam County median. 83% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 53% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.7%, below the 9.9% statewide ZIP median. Unemployment stands at 5.4%.

With 207 residents per square mile across 20.8 square miles of land, 10524 is denser than the statewide ZIP median of 197 (rank 767 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.