ZIP Code 10522 — Dobbs Ferry, New York

The median home in 10522 is valued at $719,300 against a median household income of $167,927, a price-to-income ratio of 4.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Westchester County, 10522 ranks 29 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 16.8% of median household income (median rent $2,346 a month), under the 30% cost-burden threshold.

10522 ranks 76 of 1,572 statewide on median household income and 182 of 1,572 on median home value; its income is above the $148,390 Westchester County median. 62% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 67% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.2%, below the 9.9% statewide ZIP median. Unemployment stands at 5.6%.

With 4,777 residents per square mile across 2.4 square miles of land, 10522 is far denser than the statewide ZIP median of 197 (rank 278 of 1,572). This is predominantly single-family residential with suburban street patterns.