ZIP Code 10703 — Yonkers, New York

The median home in 10703 is valued at $477,500 against a median household income of $74,940, a price-to-income ratio of 6.4. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Westchester County, 10703 ranks 62 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 27.3% of median household income (median rent $1,702 a month), under the 30% cost-burden threshold.

10703 ranks 908 of 1,572 statewide on median household income and 385 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 54% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.5%, above the 9.9% statewide ZIP median. Unemployment stands at 6.7%.

With 13,834 residents per square mile across 1.6 square miles of land, 10703 is far denser than the statewide ZIP median of 197 (rank 155 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.