ZIP Code 10530 — Hartsdale, New York

The median home in 10530 is valued at $445,600 against a median household income of $118,114, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Westchester County, 10530 ranks 17 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 23.7% of median household income (median rent $2,334 a month), under the 30% cost-burden threshold.

10530 ranks 298 of 1,572 statewide on median household income and 418 of 1,572 on median home value; its income is below the $148,390 Westchester County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 65% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.7%, below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.8%.

With 3,578 residents per square mile across 3.9 square miles of land, 10530 is far denser than the statewide ZIP median of 197 (rank 314 of 1,572). This is predominantly single-family residential with suburban street patterns.