ZIP Code 10502 — Ardsley, New York

The median home in 10502 is valued at $819,100 against a median household income of more than $250,000 (the Census reporting ceiling), a price-to-income ratio of 3.3. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Westchester County, 10502 ranks 7 of 70 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.5. Renting takes 16.8% of median household income (median rent $3,501 a month), under the 30% cost-burden threshold.

10502 ranks 1 of 1,572 statewide on median household income and 137 of 1,572 on median home value; its income is far above the $148,390 Westchester County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 77% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.5%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.6%.

With 2,798 residents per square mile across 2.1 square miles of land, 10502 is far denser than the statewide ZIP median of 197 (rank 354 of 1,572). This is predominantly single-family residential with suburban street patterns.