ZIP Code 14802 — Alfred, New York

The median home in 14802 is valued at $169,100 against a median household income of $44,659, a price-to-income ratio of 3.8. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Allegany County, 14802 ranks 24 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.5. Renting takes 21.5% of median household income (median rent $800 a month), under the 30% cost-burden threshold.

14802 ranks 1,508 of 1,572 statewide on median household income and 1,092 of 1,572 on median home value; its income is below the $61,634 Allegany County median. 53% of households own their home, below the 80% statewide ZIP median, making this a majority-owner ZIP. 69% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 32.8%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 15.3%.

With 4,206 residents per square mile across 1.1 square miles of land, 14802 is far denser than the statewide ZIP median of 197 (rank 299 of 1,572). This is predominantly single-family residential with suburban street patterns.