ZIP Code 14822 — Canaseraga, New York

The median home in 14822 is valued at $84,000 against a median household income of $64,100, a price-to-income ratio of 1.3. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Allegany County, 14822 ranks 8 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.5. Renting takes 18.3% of median household income (median rent $979 a month), under the 30% cost-burden threshold.

14822 ranks 1,188 of 1,572 statewide on median household income and 1,542 of 1,572 on median home value; its income is in line with the $61,634 Allegany County median. 86% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 17% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 16.7%, far above the 9.9% statewide ZIP median. Unemployment stands at 10.6%.

With 21 residents per square mile across 39.8 square miles of land, 14822 is far less dense than the statewide ZIP median of 197 (rank 1,453 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.