ZIP Code 14806 — Andover, New York

The median home in 14806 is valued at $88,800 against a median household income of $75,368, a price-to-income ratio of 1.2. That is far below the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Allegany County, 14806 ranks 4 of 24 ZIPs on affordability (1 = lowest ratio); the county median ratio is 1.5. Renting takes 12.3% of median household income (median rent $773 a month), under the 30% cost-burden threshold.

14806 ranks 903 of 1,572 statewide on median household income and 1,535 of 1,572 on median home value; its income is above the $61,634 Allegany County median. 82% of households own their home, in line with the 80% statewide ZIP median, making this a majority-owner ZIP. 23% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.2%, far above the 9.9% statewide ZIP median. Unemployment stands at 9.9%.

With 35 residents per square mile across 61 square miles of land, 14806 is far less dense than the statewide ZIP median of 197 (rank 1,312 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.