ZIP Code 14209 — Buffalo, New York

The median home in 14209 is valued at $408,600 against a median household income of $49,359, a price-to-income ratio of 8.3. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Erie County, 14209 ranks 57 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 24.9% of median household income (median rent $1,025 a month), under the 30% cost-burden threshold.

14209 ranks 1,474 of 1,572 statewide on median household income and 456 of 1,572 on median home value; its income is below the $75,465 Erie County median. 34% of households own their home, far below the 80% statewide ZIP median, so most residents rent. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 25.0%, far above the 9.9% statewide ZIP median and among the highest in the state. Unemployment stands at 6.1%.

With 8,373 residents per square mile across 1 square miles of land, 14209 is far denser than the statewide ZIP median of 197 (rank 203 of 1,572). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.