ZIP Code 14059 — Elma, New York

The median home in 14059 is valued at $323,800 against a median household income of $101,698, a price-to-income ratio of 3.2. That is above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Erie County, 14059 ranks 45 of 59 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.8. Renting takes 15.5% of median household income (median rent $1,316 a month), under the 30% cost-burden threshold.

14059 ranks 441 of 1,572 statewide on median household income and 578 of 1,572 on median home value; its income is above the $75,465 Erie County median. 84% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 2.8%, far below the 9.9% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.7%.

With 350 residents per square mile across 26.9 square miles of land, 14059 is far denser than the statewide ZIP median of 197 (rank 661 of 1,572). This is a low-density pattern of large lots, small towns or scattered subdivisions.