ZIP Code 13846 — Treadwell, New York

The median home in 13846 is valued at $215,400 against a median household income of $29,609, a price-to-income ratio of 7.3. That is far above the 2.9 median across the 1,572 New York ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Delaware County, 13846 ranks 30 of 30 ZIPs on affordability (1 = lowest ratio); the county median ratio is 2.9.

13846 ranks 1,566 of 1,572 statewide on median household income and 857 of 1,572 on median home value; its income is far below the $66,140 Delaware County median. 87% of households own their home, above the 80% statewide ZIP median, making this a majority-owner ZIP. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.8%, far above the 9.9% statewide ZIP median.

With 38 residents per square mile across 6.8 square miles of land, 13846 is far less dense than the statewide ZIP median of 197 (rank 1,290 of 1,572). This is rural or open territory where most of the land is agricultural, forest, desert or public land.